DISCUSSION ABOUT CREDIT CARD

Maybe some of us have had the means of payment which we often call the Credit Card. Right now everyone is very easy to get it, it could be a single person can earn 2-5 credit cards at once.I will discuss the issue prior understanding Credit Cards:According to the Expert Dictionary is defined: "cards issued by banks and the like to allow the bearer to purchase items needed by debt. While the Arab Economy in the dictionary explains, "a kind of special card issued by the bank-as-card expenditures, then the amount will be paid later. The bank will provide to its customers globally that account to be paid monthly, or to directly debited from his account that are still functioning. "(Ahmad Zaki Badwi 1984, p.. 62)
      If you are the type of consumer is very dangerous, because we are so difficult to control all the things we buy because we are still able to pay by Credit Card with a certain limit. We try to bring the credit card is only to places that provide these purposes we need. This serves to minimize the use of outer d angaran that we have set in early. If we forget to pay credit card bills we will pay interest that is not comparable when we mebayar these bills in cash through an ATM or cash to banks that have been d point.
 
Advantages using credit card: 
1. Replace Tool For Payment 
2. The risk is lower than carrying cash.
 3. As a Backup 
4. Helping Top Payment and Claims Payment Household
 5. Can be used around the world because the issuing bank in cooperation with the international financial network that is recognized around the world.
 6. Benefits of current widespread because the issuing bank has worked with some merchants to provide special discounts with credit cards.



Disadvantages Using Credit Card

1. Cards can be broken other people are dishonest, for example if the seller is not honest then he would rub the credit slip more than 1 time before we signed. He will charge into the bank for another transaction using a second slip by stating that forged our signatures as in the first slip.
2. If we need money or want to spend more of its capabilities, we can still use the card, but that is often overlooked by consumers is the percentage of consumer credit interest rates are very high ..
3. Payments per year is quite expensive, including additional payments for withdrawing money abroad, including Internet transactions on the website that is outside the country.
4. Exchange value of money is determined by the issuing bank, so sometimes the bank somewhat arbitrarily to give a daily average exchange value of money.
5. At the time of taking cash from an ATM, then the fee charged directly capture the amount of about 30 to 40 thousand (depending on the institution issuing the credit card).


Having one easy payment tools such as Credit Card is not a bad thing or a loss, but how do we mensiasatinya is the key to be able to avoid faults us in managing our personal financial budget.

 SOURCE : http://konsultasi-aya.blogspot.com/2009/06/pengertian-dan-kegunaan-kartu-kredit.html

LUNAR ECLIPSE

The occurrence of natural events is due to partial or entire lunar surface is covered by the shadow of the earth.Well, during the lunar eclipse, the earth was in a position halfway between the moon and sun. These three celestial bodies are located in the same straight line, if you have this
automatically blocked by the Earth's sun. Finally, sunlight can not reach because of blocked by the Earth's moon.

In other words, an eclipse of the moon appears when the position of the moon opposite the sun. But because of the slope field of the moon's orbit to the plane of the ecliptic, it is not any opposition to the moon with the sun will result in the occurrence of a lunar eclipse.
The definition of the ecliptic is a plane edar form an imaginary line into the path trajectories of heavenly bodies around a central point in the solar system.
The intersection area of ​​the moon's orbit to the ecliptic plane will bring 2 pieces of cut points called nodes, that is the point at which the moon cuts the ecliptic plane. This lunar eclipse will occur when the moon is in opposition to the nodes.
Moon takes 29.53 days to move from one point of opposition to the other opposition point. So it should be, if there is an eclipse of the moon, will be followed by a solar eclipse because the two nodes are located on a line connecting the sun with the earth.
Actually, in the event lunar eclipse, the moon is often still visible. Why? Because there is still sunlight that is deflected toward the moon by the earth's atmosphere. And most of the deflected beam has a red light spectrum.That is why at the time of lunar eclipse, the moon will appear dark, copper can be colored red, orange, or brown. Lunar eclipses can be observed with the naked eye and not dangerous at all. Unlike solar eclipses, hazardous when viewed with the naked eye.

 source : http://reyrey.blog.uns.ac.id/2009/12/14/fenomena-terjadinya-gerhana-bulan/

 

THE STORY OF THUMBELINA

Once upon atime . . . there lived a woman who had no children. She dreamed of having a little girl, but time went by, and her dream never came true. 
She then went to visit a witch, who gave her a magic grain of barley. She planted it in a flower pot. And the very next day, the grain had turned into a lovely flower, rather like a tulip. The woman softly kissed its half-shut petals. And as though by magic, the flower opened in full blossom. Inside sat a tiny girl, no bigger than a thumb. The woman called her Thumbelina.

For a bed she had a walnut shell, violet petals for her mattress and a rose petal blanket. In the daytime, she played in a tulip petal boat, floating on a plate of water. Using two horse hairs as oars, Thumbelina sailed around her little lake, singing and singing in a gentle sweet voice.

Then one night, as she lay fast asleep in her walnut shell, a large frog hopped through a hole in the window pane. As she gazed down at Thumbelina, she said to herself: "How pretty she is! She'd make the perfect bride for my own dear son!"

She picked up Thumbelina, walnut shell and all, and hopped into the garden. Nobody saw her go.Back at the pond, her fat ugly son, who always did as mother told him, was pleased with her choice. But mother frog was afraid that her pretty prisoner might run away. So she carried Thumbellna out to a water lily leaf ln the middle of the pond.

"She can never escape us now," said the frog to her son.
"And we have plenty of time to prepare a new home for you and your bride." Thumbelina was left all alone. She felt so desperate. She knew she would never be able to escape the fate that awaited her with the two horrid fat frogs. All she could do was cry her eyes out. However, one or two minnows who had been enjoying the shade below the water lily leaf, had overheard the two frogs talking, and the little girl's bitter sobs. They decided to do something about it. So they nibbled away at the lily stem till it broke and drifted away in the weak current. A dancing butterfly had an idea: "Throw me the end of your belt! I'll help you to move a little faster!" Thumbelina gratefully did so, and the leaf soon floated away from the frog pond.
But other dangers lay ahead. A large beetle snatched Thumbelina with his strong feet and took her away to his home at the top of a leafy tree.
"Isn't she pretty?" he said to his friends. But they pointed out that she was far too different. So the beetle took her down the tree and set her free.
It was summertime, and Thumbelina wandered all by herself amongst the flowers and through the long grass. She had pollen for her meals and drank the dew. Then the rainy season came, bringing nastyweather. The poor child found it hard to find food and shelter. When winter set in, she suffered from the cold and felt terrible pangs of hunger.
One day, as Thumbelina roamed helplessly over the bare meadows, she met a large spider who promised to help her. He took her to a hollow tree and guarded the door with a stout web. Then he brought her some dried chestnuts and called his friends to come and admire her beauty. But just like the beetles, all the other spiders persuaded Thumbelina's rescuer to let her go. Crying her heart out, and quite certain that nobody wanted her because she was ugly, Thumbelina left the spider's house.
As she wandered, shivering with the cold, suddenly she came across a solid little cottage, made of twigs and dead leaves. Hopefully, she knocked on the door. It was opened by a field mouse.
"What are you doing outside in this weather?" he asked. "Come in and warm yourself." Comfortable and cozy, the field mouse's home was stocked with food. For her keep, Thumbelina did the housework and told the mouse stories. One day, the field mouse said a friend was coming to visit them.
"He's a very rich mole, and has a lovely house. He wears a splendid black fur coat, but he's dreadfully shortsighted. He needs company and he'd like to marry you!" Thumbelina did not relish the idea. However, when the mole came, she sang sweetly to him and he fell head over heels in love. The mole invited Thumbelina and the field mouse to visit him, but . . . to their surprise and horror, they came upon a swallow in the tunnel. It looked dead. Mole nudged it wi his foot, saying: "That'll teach her! She should have come underground instead of darting about the sky all summer!" Thumbelina was so shocked by such cruel words that later, she crept back unseen to the tunnel.
And every day, the little girl went to nurse the swallow and tenderly give it food.
In the meantime, the swallow told Thumbelina its tale. Jagged by a thorn, it had been unable to follow its companions to a warmer climate.
"It's kind of you to nurse me," it told Thumbelina. But, in spring, the swallow flew away, after offering to take the little girl with it. All summer, Thumbelina did her best to avoid marrying the mole. The little girl thought fearfully of how she'd have to live underground forever. On the eve of her wedding, she asked to spend a day in the open air. As she gently fingered a flower, she heard a familiar song: "Winter's on its way and I'll be off to warmer lands. Come with me!" Thumbelina quickly clung to her swallow friend, and the bird soared into the sky. They flew over plains and hills till they reached a country of flowers. The swallow gently laid Thumbelina in a blossom. There she met a tiny, white-winged fairy: the King of the Flower Fairies. Instantly, he asked her to marry him. Thumbelina eagerly said "yes", and sprouting tiny white wings, she became the Flower Queen!

SOURCE:  http://www.augusta.de/~thk/maerchen/story.of.thumbelina.html

PASSIVE VOICE REMEDIAL

• Change Into Passive voice

1. Mr. K asked them to pay the school fee in time.

They were asked by Mr. K to pay the school fee in time.

2. Should we do the remedial test in a piece of paper ?

Should the remedial test be done by us in a piece of paper ?

3. You must not forget to write your name.

Your name must not be forgotten to write.

4. Are you speaking English during the English class ?

Is english being spoken by you during the class ?

5. She crossed the answers several times.

The answers were crossed several times.

6. We have finished doing our task before other students.

Our task has been finished doing by us before other students.

7. Will you be waiting for them all day long ?

Will they be being waited for all day long?

8. We celebrated the 47^th anniversary of our school yesterday.

The 47^th anniversary of our school was celebrated by us yesterday.

9. They were having dinner when suddenly the stove exploded

Dinner was being had when suddenly the stove exploded.

10. The teacher had punished them for something they did not do.

They had been punished by the teacher for something they did not do.

• Change Into Active voice

 11. We are invited for lunch by the headmaster

The headmaster invites us for lunch.

12. Many students are being given the English remedial test by Mr. T

Mr.T is giving many students the English remedial test.

13. Was English being studied diligently by them last night ?

Were they studying English diligently last night?

14. This test has been being finished in 45 minutes by students.

The students have finished this test in 45 minutes.

15. Have they been being taught math by Mr. Good for three years ?

Has Mr. Good  been teaching them math for three years ?

PASSIVE VOICE TEST

• Active voice to Passive voice

1.Mr T tell us to close our notebook.

   We are told to close our notebook.

2.We must write this test in a piece of paper.

     This test must be written in a piece of paper. 

3.I should not forget my name too.

    My name should not be forgotten too .

4.The students speak English during the English class.

    English is spoken by the students during the english class.

5.Did anyone ask any questions about me?

    Were any questions asked about me?

6.I cannot do this test during the time given.

   This test cannot be done during the time given.

7.We have been waiting for him all day long.

   He has been being waited all day long.

8. Mr Jack has invited you to lunch tomorow.

   You have been invited (by Mr. Jack) to lunch tomorrow. 

9.The students did not do the English test easily.

   The English test was not done easily.

10.Must you check the answer before you give it back?

    Must the answer be checked (by you) before you give it back? 

11.We are doing the passive test in the Multi Media room.

    The passive test is being done (by us) in the Multi Media room. 

12.Would you join the remedial test if you got bad mark again?

    Would the remedial test be joined (by you) if you bad mark again?

• Passive voice to Active voice

13.The white board has been cleaned by you.

     You have cleaned the white board. 

14.The interview will be done in this room by us.

     We will do the interview in this room. 

15.English was being studied diligently by them last night.

    They were studying English diligently last night. 

16.This test must be finished in 45 minutes by students.

    Students must finish this test in 45 minutes. 

17.We have been being taught by Mr. Sus for three years.

    Mr. Sus has been teaching us math for three years. 

18.Will the coming UAN test be being faced by you in the month of April?

    Will you be facing the coming UAN in the month of April? 

19.The vocabulary book should be submitted by us this morning.

    We should submit the vocabulary book this morning. 

20.Batik shirts must be worn by the students on Friday.

    The students must wear batik shirts on Friday.

• Active voice to Passive voice (two object)

21.Mr. Fajar is showing us his new blog.

     a. We are being shown his new blog.

     b. His new blog is being shown to us. 

22.They will be asking her several question.

     a. She will be being asked for them several questions.

     b. Several questions will be being asked to her. 

23.Mrs. Nanik has been reading them another story.

     a. They have been being read another story.

     b. Another story has been being read to them. 

24.Does he tell you the new law of Archimedes?

     a. Is the new law of Archimedes told to you by him? 

     b.you told the new law of Archimedes by him?

25.We should have been given our new projects before he came here.

     a. He should have been given our new projects before he came here.

     b. Our new projects should have been given to him before he came here.

NGUPIL

haha maapin ya posting tentang ini . :p soalnya aku hobby ngupil sih :D ssssttt jgn bilang bilang ya :D. pernah gak kamu ngupil ? pernah kan ? pernah dong pasti. haha mau elu yang gantengnya kayak gmana cantiknya kayak gmanapun pasti pernah ngupil :p. inget inget deh kapan terahir kali kamu ngupil ? seminggu yang lalu ?#kelamaan keburu numpuk di idung, kemaren ? sejam yang lalu ? atauu malah sekarang lagi ngupil nih ? hayooo :DD hahaha

eh orang ngupil tu orang sehat tauk , coba kalo orang lagi pilek ato bahkan lagi mimisan :O pasti sungkan kan buat ngupil . wkwkwkw gausah malu malu deh buat ngakuin kalo suka ngupil . aku aja jujur nih . aku ngupil lovers . hahaha #lebe

sebenernya apasih upil itu ?upil itu sebuahh emm apa ya .. benda eh bukan emm ya pokoknya upil itu berbentuk seperti kristal berwarna keabuabuan hingga hitam.(halah pasti tau deh) terbentuk dari beberapa butir debu, lendir hidung. dan partikel partikel yang lain . terjadi akibat proses pernafasan nah didalam idung kita nih ada bulu idung lendir dan lain sebagainya. lendir itu diantaranya bermanfaat untuk menyetabilkan kelembaban d dalem idung dan bulu idung nih bermanfaat buat nyaring kotoran. Alhamdulillah ya Tuhan ngasih kita bulu idung sama lendir. biar debu yang ikut sama saluran pernafasan kagak ikut masuk kedaam paruparu. kalok ga ada trs gmana ? mau ngupil d paruparu ? mana bisa ? haha 

eh tapi ngupil tu selain bisa memberikan  kenikmatan tersendiri juga bermanfaat lho. diantaranya buat bersihin kotoran hidung, coba kalo gak ngupil kyk gmana tuh lubang idung haha :p

siapa yang uda pernah mencicipi upil ? aku sih pernah :D jujur nih aku . pas kecil aku juga udah hobby banget ngupil. tiap ada waktu luang dan hidung serasa gak enak mulai nih jari telunjukku beraksi. melakukan penggalian sambil merem melek :D haha nikmat deh pokoknya. saking penasarannya pas udah ada upil d jari tangan iseng iseng aku menjilatnya . haha ternyata upil tu asinn :D dah tau kan ? tau dong pasti :P

ihh jangan ilfil ya baca postinganku yang sedikit ngaco ini . haha

nih aku mau bagi bagi tips gimana seharusnya kalo ngupil

Cari Tempat Yang Nyaman

jadi gini nih jangan ditempat yang rame apa lagi pas ada adekmu lari-larian, ntar kalo lagi enak-enakan ngupil ketabrak adek kan malah bisa gawat. mimisann hadee batal dah ngupil. tapi jangan terlalu ditempat umum juga, kalo kagak malu sih ya silahkan aje sih . hadee

ane saranin dah ngupil ditempat yang sepi. jangan sampe ada yang tau elu lagi disitu. ntar lagi enak enaknya ngupil malah dipanggil mama suruh beli cabe . eeehhh batal dah ngupilnya (curat) ehehehe 

Gunakan Jari Yang Tepat

maksudnya nih kamu mesti caritau mana jari yang tepat buat ngeluarin upil imut itu. kalo aku sih nyaman pake jari telunjuk. entah kalo kamu. tapi janan pake ibu jari ya. kasian tuh lobang idung kalo d masukin ibujari, kagak muat. tapi jangan pake jari tengah juga lho takutnya si imut kagak mau keluar soalnya ketakutan sama jari tengahmu. :D

Bertanggung Jawab

nah yang ini nih bangyak manusia-manusia tidak bertanggung jawab setelah berhasil mengeluarkan si imut dari lubang idung. ngaku deh pasti kalo abis ngupil nempatinnya sembarangan kan ? dibawah meja. bawah kursi, tembok, lantai, :O iya kan ? haha mulai sekarang nih mari jaga kebersihan. simpen upilnya di tisu terus d buang deh, tapi kalo mau di koleksi juga gak ada yang nglarang kok. asalkan jangan sampe tau oranglain aja. malu-maluin . apalagi sampe ketawan mama. bisabisa dibuang tuh . haha

Bersikaplah Dewasa

ngaku deh sekarang siapa yang masih kayak anak kecil ?

tau mainan was apa plastisin ato apalah itu namanya lupa aku. jangan jadikan upil seperti itu yang bisa dibentuk-bentuk. mari mulailah bersikap dewasa :D

Berperilaku Adil
Jangan biarkan salah satu lobang hidung Anda cemburu dan dibiarkan penuh dengan upil hanya gara-gara Anda selalu ngupil di satu sisi lobang saja. Bila hari ini lobang hidung sebelah kiri sudah plong dan bebas upil, ada baiknya giliran sisi satunya anda eksplorasi di hari berikutnya. Kalau perlu buatlah jadwal ngupil supaya teratur.

Pelit

jika abis mengupil anda harus pelit. jangan dibagiin sama orang lain . cukuplah rasakan kenikmatan itu sendiri, larangan keras nih maksa temen buat ngrasain upil yang udah kita dapetin tadi , hhahaaha buat diri sendiri aja deh.

Egois

Lakukan ngupil di lobang hidung sendiri, jangan di hidung teman. Ingat, belum tentu orang lain merelakan lobang hidungnya dikorek-korek, padahal maksud Anda sebenarnya baik. Malah bisa-bisa Anda dilaporkan polisi dan terkena pasal pengupilan.

dan yang terahir nih ; Gaya Hidup Sehat

mari lestarikan mengupil jadikan ini sebagai motto "TIADA HARI TANPA NGUPIL".

salam UPIL LOVERS d(^_^)b

makasih bagi yang udah baca postingan ini :D maapin ya kalo ada salah salah ngomong. maap jugak kalo agak sedikit menjijikkan . karena postingan ini saya buat hanya untuk seru-seruan belaka :D hahahaha